Expertises

The tasks of the business expert in liability claims are, except for the following deviations, congruent with the three phases in business interruption claims (see loss investigation).

The injured party (instead of the policyholder) is usually represented by a lawyer. The parties involved are therefore the insurer, the injured party and his lawyer. Therefore, smooth communication between all parties is important.

In a liability case, the expert needs much more persuasion and experience to obtain the necessary documents to calculate the damage.

A liability claim is not limited by a sum insured, nor is there a fixed period of liability. In the case of permanent damage, the annual damage to be expected in the future is capitalized.